Prescription Drug Coverage

Part D

Part D coverage can either be

  • included in your Part C or Medicare Advantage Plan coverage.

  • Purchased separately to support your prescription needs if you are either enrolled
    only under Original Medicare or also enrolled in a Medicare Supplement plan

 

Part D coverage is optional

  • While coverage is option CMS requires that all Medicare eligible beneficiaries do
    have creditable coverage in place.

  • If you do not have other creditable coverage and opt not to enroll into a Part D plan
    you can be penalized.

 

Part D coverage have monthly plan premiums

  • Most Part D plans have a monthly premium

  • Those included in a zero premium Part C plan will not have a premium

 

There are programs available to assist those with limited income with the
cost of co-pays and premium.

Medicare Options 

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