Prescription Drug Coverage
Part D coverage can either be
included in your Part C or Medicare Advantage Plan coverage.
Purchased separately to support your prescription needs if you are either enrolled
only under Original Medicare or also enrolled in a Medicare Supplement plan
Part D coverage is optional
While coverage is optional, CMS requires that all Medicare eligible beneficiaries do
have creditable coverage in place.
If you do not have other creditable coverage and opt not to enroll into a Part D plan
you can be penalized.
Part D coverage has monthly plan premiums
Most Part D plans have a monthly premium
Those included in a zero premium Part C plan will not have a premium
There are programs available to assist those with limited income with the
cost of co-pays and premium.